Best Pet Grooming Software with Payment Processing

Getting paid shouldn’t be complicated. The best grooming software handles payments alongside scheduling and client management—no separate systems, no manual reconciliation.

This guide covers grooming software with built-in or integrated payment processing for 2026.

What Payment Features Matter

For groomers, payment processing should:

• Accept cards easily — Swipe, tap, or manual entry
• Track transactions — Know who paid what and when
• Handle tips — Capture and record gratuities
• Integrate with scheduling — Tie payments directly to appointments
• Offer reasonable fees — Competitive transaction rates
• Work mobile — Process payments anywhere

The best platforms make payments seamless within your existing workflow.

Quick Comparison

Teddy – Best Square Integration

Free Trial: 14 days

Teddy integrates directly with Square for payment processing. If you already use Square, setup is seamless. If you don’t, Square is easy to configure.

Why It Excels at Payments

• Square integration — Industry-standard POS
• Simple transactions — Process directly from appointment screen
• Tip management — Capture and track gratuities
• Full transaction history — Complete payment records
• Hardware compatibility — Works with Square readers

Payment Details

• Fees: 2.6% + $0.10 per transaction (Square rate)
• Hardware: Tap, chip, and swipe readers
• Invoicing: Available
• Online payments: Supported

Pros

• Trusted Square infrastructure
• Easy setup
• Strong hardware options
• Competitive fees

Cons

• Square-only processing
• Requires Square account
• No native built-in processor

Best For

Groomers who already use—or want to use—Square.

MoeGo – Best Built-In Processing

Price: Starting at $69/month
Free Trial: 14 days

MoeGo offers fully built-in payment processing—no external accounts required. Everything operates within one platform.

Why It Excels at Payments

• Native processing — No third-party accounts
• Multiple payment types — Card, cash, check tracking
• Package sales — Sell bundled grooming services
• Professional invoicing
• Detailed revenue reporting

Payment Details

• Fees: Approximately 2.9% + $0.30 (varies)
• Hardware: Compatible readers
• Invoicing: Full-featured
• Online payments: Supported

Pros

• True all-in-one system
• Package sales included
• Strong reporting tools
• Simplified management

Cons

• Higher base subscription
• SMS costs extra
• Rates may be slightly higher than standalone processors

Best For

Salons wanting complete payment management within one system.

Gingr – Best for Multi-Service Payments

Price: Starting at $99/month
Free Trial: Demo available

Gingr is built for facilities offering grooming, boarding, daycare, and retail—all within one billing system.

Why It Excels at Payments

• Multi-service billing — Combine grooming, boarding, retail
• Package management
• Gift card functionality
• Membership billing — Recurring subscriptions
• Advanced invoicing

Payment Details

• Fees: Varies by plan and volume
• Hardware: Multiple supported options
• Invoicing: Comprehensive
• Online payments: Full portal integration

Pros

• Handles complex billing
• Gift cards and memberships
• Strong reporting
• Ideal for larger facilities

Cons

• Expensive for grooming-only businesses
• More complex system
• Steeper learning curve

Best For

Multi-service pet care facilities with advanced billing needs.

Pawfinity – Best for Growing Payment Needs

Price: Starting at $60/month
Free Trial: 14 days

Pawfinity scales with your business. Payment features expand as you upgrade tiers.

Why It Excels at Payments

• Built-in processing
• Package sales (higher tiers)
• Gift cards (higher tiers)
• Scalable feature set
• Strong reporting tools

Payment Details

• Fees: Approximately 2.9% + $0.30
• Hardware: Standard readers supported
• Invoicing: Available
• Online payments: Supported

Pros

• Grows with your business
• Balanced feature set
• Reasonable pricing

Cons

• Advanced features require upgrades
• SMS tier-limited
• Mid-range pricing

Best For

Growing businesses that need payment features to scale over time.

DaySmart – Best Budget Payments

Price: Starting at $29/month
Free Trial: 14 days

DaySmart offers built-in payment processing at the lowest monthly cost.

Why It Excels at Payments

• Affordable monthly plan
• Built-in processing
• Essential payment tools
• Proven reliability

Payment Details

• Fees: Varies by plan
• Hardware: Standard readers
• Invoicing: Basic functionality
• Online payments: Limited

Pros

• Lowest cost option
• Stable platform
• Covers core needs

Cons

• Dated interface
• SMS costs extra
• Limited advanced tools

Best For

Budget-conscious groomers who need simple, reliable payment processing.

Understanding Transaction Fees

Payment processing always includes transaction fees. Here’s what to expect.

Typical Fee Structures

Card-present (tap/swipe):

• 2.6% + $0.10 (Square)
• 2.7% + $0.05 (some processors)
• ~2.9% + $0.30 (built-in systems)

Card-not-present (manual/online):

• 2.9% + $0.30 (typical)
• 3.5% + $0.15 (Square keyed entry)

Fee Comparison on a $75 Appointment

Small differences per appointment can add up over time.

Hardware Options

Card Readers

Square options:

• Magstripe reader — $10
• Contactless + chip reader — $49
• Square Terminal — $299

General readers:

• Bluetooth-compatible
• Typically $30–$100
• Check platform compatibility

Mobile Grooming Considerations

Mobile groomers need:

• Battery-powered readers
• Bluetooth connectivity
• Phone/tablet compatibility
• Reliable performance in varied locations

Square readers pair well with Teddy for mobile setups.

Tip Management

Tips are a major income source for groomers.

Capture Tips

• Prompt at checkout
• Suggested percentages (15%, 20%, 25%)
• Custom entry option

Track Tips

• Record amounts
• Associate with specific groomer
• Tax reporting support

Report Tips

• Daily, weekly, monthly totals
• By groomer (salon view)
• Exportable reports

All reviewed platforms support basic tip functionality.

Invoicing Features

Sometimes payment isn’t collected immediately.

Invoice Capabilities

• Professional invoice generation
• Email delivery
• Payment tracking
• Reminder notifications

When Invoicing Matters

• Corporate accounts
• Insurance billing
• Delayed payments
• Membership or package billing

MoeGo and Gingr offer the strongest invoicing systems. Teddy and DaySmart cover essentials.

Package and Prepaid Sales

Selling service bundles improves retention and cash flow.

Package Features

• Bundle offers (e.g., 5 grooms for price of 4)
• Redemption tracking
• Expiration management
• Usage reporting

Platforms Supporting Packages

• MoeGo — Full management
• Gingr — Advanced features
• Pawfinity — Higher tiers
• DaySmart — Basic options
• Teddy — Not currently supported

Online Payment Features

Online payments enable:

Deposits

• Collect at booking
• Reduce no-shows
• Store card on file

Post-Service Payments

• Send digital payment requests
• Contactless checkout

Online Package Sales

• Sell packages through portal
• Online gift cards

MoeGo and Pawfinity offer the strongest online payment systems.

Security Considerations

Payment processing requires strong security.

PCI Compliance

All major processors are PCI compliant. You don’t store card data—the processor handles security.

Card-on-File

• Secure tokenization
• Enables no-show charges
• Convenient for clients

Fraud Protection

Built-in fraud monitoring protects against chargebacks.

Accounting Integration

Payment data should integrate smoothly with accounting.

Export Options

• Transaction reports
• Payment summaries
• Tip breakdowns
• Service-level sales

Accounting Compatibility

• QuickBooks integration (varies)
• Xero (limited support)
• CSV exports (universal option)

Many groomers rely on report exports for bookkeeping.

Frequently Asked Questions

Should I choose built-in processing or Square?

If you already use Square, stick with it. If starting fresh, built-in processing is simpler. Fees are comparable.

Can I accept cash?

Yes. All platforms allow manual recording of cash transactions.

What about Venmo or PayPal?

They work independently but don’t integrate natively—requiring manual tracking.

Do I need a separate merchant account?

No. Square and built-in processors handle merchant services.

How do I charge no-show fees?

Use card-on-file functionality during booking to charge if needed.

Our Recommendation

For Square users: Teddy integrates seamlessly and offers competitive pricing.

For an all-in-one solution: MoeGo delivers built-in processing and strong package features.

For complex billing: Gingr handles multi-service facilities with advanced tools.

For budget setups: DaySmart provides basic payment functionality at the lowest monthly cost.

Payment processing is essential—but it shouldn’t be the only factor. Choose software that fits your overall workflow, then ensure payments integrate smoothly within that system.

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